THREE QUESTIONS, ONE GOOD CHOICE

AI buying guide

Answer three questions to pick a plan from offers on sale now. Below is how the delivery methods differ in risk.

Choosing by use

Coding
Codex (included with ChatGPT plans), Claude, Cursor, Kiro. Look for long context and editor integration.
Chat & writing
ChatGPT, Claude, Gemini, Grok. Decide the tier you need first (Plus, Pro, Max…).
Images
Midjourney, or the image generation built into ChatGPT and Gemini plans.
Video
Runway, or video generation in higher Gemini tiers.
API usage
Compare the unified price per $1 of credit, then use the local API check to test the model and billing after buying.

How delivery methods differ in risk

  1. Top-up to your accountThe plan is added to your own account, which stays yours. Lowest risk; watch whether the seller asks for your login.
  2. Codes / CDKsYou redeem it yourself. Check region, expiry and any account requirements.
  3. Ready-made accountAn account the seller created. It can be reclaimed, banned or lose the plan; read the warranty carefully.
  4. Shared / pooled accountUsed by many people. Highest stability and privacy risk; others may see your chats.

Before you pay

Guess the price

We pick a real subscription offer; guess whether it is cheaper or pricier than the official monthly price.

Back to explore Local API check